Home Loan Program Update
In January 2025, UC Davis received additional funding to support individuals whose active home loan authorizations were paused in fall 2024. In addition, we are also planning to accept new nominations for eligible candidates this summer. Thank you for your patience throughout this process.
Welcome!
We're thrilled to have you here and excited to help you navigate the campus's processes for securing home loans. Whether you're a current or incoming employee, we understand the importance of finding a place you can call home.
At UC Davis, we believe that housing should never be a barrier to pursuing your educational, research, and public service goals. That's why we offer a range of housing assistance programs designed to support you in finding the perfect home.
We understand that the journey of applying for a home loan can sometimes be overwhelming, but don't worry! Dedicated staff from UC Davis' Real Estate Services as well as your departmental representative, are here to guide you every step of the way. To help, UC Davis offers a variety of home loan options:
University Credit Union home loan resources
University Credit Union offers additional comprehensive support for home loan needs, including a special mortgage program available to UC Davis employees.
Zero Interest Program Loan (ZIP)
This recruitment tool offers zero interest loans for a number of years and is primarily offered to assistant professors and other hard-to-fill academic positions.
Mortgage Origination Program (MOP)
Provides competitive first mortgages to eligible faculty and senior management to help with the purchase of a principal residence near their campus.
New candidates, check back this summer.
Supplemental Home Loan Program (SHLP)
These loans are used in conjunction with our Mortgage Origination Program (MOP) loans to reduce the cash down payment required for your home purchase.
New candidates, check back this summer.
Take a moment to explore the information available and discover how our home loan programs can help make your homeownership dreams a reality. Have questions or need assistance? Reach out to our campus Home Loan Coordinator Katelyn Quinn or call (530) 752-1662.