Home Loan Programs


We're thrilled to have you here and excited to help you navigate the campus's processes for securing home loans. Whether you're a current or incoming employee, we understand the importance of finding a place you can call home.

At UC Davis, we believe that housing should never be a barrier to pursuing your educational, research, and public service goals. That's why we offer a range of housing assistance programs designed to support you in finding the perfect home.

We understand that the journey of applying for a home loan can sometimes be overwhelming, but don't worry! Dedicated staff from UC Davis' Real Estate Services as well as your departmental representative, are here to guide you every step of the way. To help, UC Davis offers a variety of home loan options: 

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Mortgage Origination Program (MOP)

Provides competitive first mortgages to eligible faculty and senior management to help with the purchase of a principal residence near their campus.

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Supplemental Home Loan Program  (SHLP)

These loans are used in conjunction with our Mortgage Origination Program (MOP) loans to reduce the cash down payment required for your home purchase.

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Zero Interest Program Loan (ZIP)

This recruitment tool to help build a offers zero interest loans for a number of years and is primarily offered to assistant professors and other hard-to-fill academic positions.

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We've also partnered with University Credit Union to provide additional comprehensive support for all your home loan needs. We want to ensure that you have the knowledge and tools to make the best choices for your unique situation.

Take a moment to explore the information available and discover how our home loan programs can help make your homeownership dreams a reality. Have questions or need assistance? Reach out to our campus Home Loan Coordinator Katelyn Quinn or call (530) 752-1662.

Learn more about getting started!