Special Announcement: The Mortgage Origination Program (MOP) has resumed as of July 1, 2025. 

Buying a home

Buying a home in the region can involve a mix of local context and personal priorities. Some people are navigating the process for the first time, while others are more familiar with it and focused on understanding the local market.

This section brings together commonly used resources to help you explore options, understand the market, and get a sense of what homeownership might look like in this area.

Things to keep in mind

As you explore, it can be helpful to think about:

What your daily commute might look like and how it fits into your routine

The differences between living in Davis, Sacramento, or nearby communities

The full cost of owning a home, beyond the purchase price

Current market conditions, including availability and competition

Your longer-term plans and how much flexibility you may want

Home buying resources

The following resources are commonly used to search for homes, understand the market, and learn about the home buying process.

Property listings

·       Zillow 

·       Redfin 

·       Realtor.com 

·       Trulia 

Regional information

·       Sacramento Area Council of Governments 

·       Bestplaces.net  

Home buying guidance

·      U.S. Department of Housing and Urban Development – Buying a Home https://www.hud.gov/topics/buying_a_home

·      Consumer Financial Protection Bureau – Owning a Home https://www.consumerfinance.gov/owning-a-home/

·       Freddie Mac – Homebuyer Education https://myhome.freddiemac.com

Explore What Matters to You

If you’re comparing neighborhoods or trying to understand how different areas feel, you can use mapping tools and your preferred search or AI tools to help build a clearer picture. You can use prompts to reflect your specific needs (for example, “commute,” “schools,” “quiet streets,” or “new construction”) and narrow results further.

You might try these:

“best neighborhoods in [city] for [your priority] (e.g., walkability, quiet, access to parks)”

“what is it like to live in [neighborhood name]”

“cost of living in [city or neighborhood] California”

“rent vs buy in [city] California”

“safest neighborhoods in [city] CA (use with multiple sources for context)”

“walkability score [neighborhood or address]”

“schools near [address or neighborhood] ratings”

“apartments for rent in [city] CA”

“homes for sale in [city] CA”

 “property taxes in [county] California”

 

 

Take a moment to explore the information available and discover how our home loan programs can help make your homeownership dreams a reality. Have questions or need assistance? Reach out to our campus Home Loan Coordinator Noelle Reis at [email protected] or call 916-501-7708.

Learn more about getting started!